Looking to buy in 2022?

What is my #1 Recommendation?

As we pull through into 2022, there are many of us that are waiting for our income tax return. Many buyers are waiting for funds to come through to put towards the purchase of their new home. In other cases, many of us do not know what our credit profile stands. My first recommendation to any buyer that is looking to purchase a home, whether it is this month or in 6 months, is to run a credit application. 
By doing so we are able to get a glimpse of where our credit profile stands. Many times our profile suggests we are ready to move forward and purchase our home when we're are ready. Other times, our profile needs a little refining. 

The Advantage
This is a huge advantage because if there are a few things we need to work on, it gives us time to work on them. If we decide to run our application when the time comes and we find a home, and we find that we need to improve our credit profile, chances are we wont be able to make the offer, nor go through the purchase. 

It is best to always understand where we stand as buyers, so when the moment comes we are ready to start submitting offers! 

An often misconception is that when we do our mortgage application that we have to buy right away. This is not the case! 

Give me a call when you are ready and i'll be sure to pair you up with the right lender! 

HAPPY NEW YEAR to All

Don't forget to share this article with a friend!